Why FPT.IDCheck Is the Leading Choice for Digital Identity Verification in Vietnam

The rise of the digital age has made one fact abundantly clear: identity verification is no longer a secondary step in the customer journey. It is the first line of defense and the foundation on which enterprises build trust and system-wide security. In Vietnam, where rapid technological advancements coincide with increasingly sophisticated fraud tactics, the demand for a comprehensive, secure, and accurate digital identity verification solution is more urgent than ever. FPT.IDCheck – a product by FPT eID – has proven why it is the top choice for forward-looking businesses.

The Digital Identity Market in Vietnam: Significant Opportunities with Equally Great Challenges

With the widespread rollout of Chip-based Citizen Identity Cards, Vietnam is progressing rapidly in its national digital transformation—especially in sectors such as finance, banking, insurance, telecommunications, and healthcare. However, effectively utilizing data from chip-based ID cards for user verification remains a pressing challenge.

One of the primary obstacles is identity fraud, including forged ID cards and impersonation. Official statistics indicate a sharp rise in financial fraud involving counterfeit documents in recent years. Sophisticated methods such as photo substitution, high-quality fake ID printing, and even facial deepfake technology have led to increasingly severe consequences.

FPT.IDCheck: A Comprehensive, Cutting-Edge Identity Verification Solution

Developed by a team of seasoned experts at the FPT Digital Identity and Platform Center, FPT.IDCheck is Vietnam’s pioneering digital identity verification solution, offering:

• Authentication of data embedded in chip-based ID cards

• Facial recognition with up to 100% accuracy

• Detection of all forms of document or identity fraud

FPT.IDCheck empowers businesses to verify customer identities automatically and effectively eliminate the risk of sophisticated impersonation.

Advanced Technology: Chip-based ID Card Authentication + 100% Accurate Facial Recognition

• Secure Chip Data Authentication

FPT.IDCheck leverages advanced chip-reading technology to extract and verify encrypted core data stored on chip-based ID cards. This data is cross-referenced against national databases—such as the National Enterprise Registration Portal and the General Department of Taxation—to ensure absolute accuracy.

• Real-Time Facial Matching

Thanks to AI and Machine Learning integration, FPT.IDCheck can:

• Match a user’s face to the photo stored in the chip in under 0.1 seconds

• Identify a face from a database of 10 million images in just 1 second

• Detect fraud using printed photos, videos, silicone masks, or deepfake techniques

The solution delivers facial recognition with 100% accuracy, built on AI-based liveness detection that meets international standards (ISO 30107). The system was developed using the authentication framework of the Ministry of Public Security and has been tested across a wide range of real-world use cases, validating its superior performance through millions of transactions.

What Sets FPT.IDCheck Apart?

• Lightning-Fast Processing Time

In the digital age, every second counts. FPT.IDCheck completes the verification process in just a few seconds—significantly shortening customer onboarding time, especially in sectors like finance and insurance where speed directly impacts conversion rates.

• High Reliability and Security

The solution complies with strict international security standards and incorporates advanced encryption and multi-layered authentication to secure every stage of the process. Key features include:

• • Biometric and personal data protection
  • Temporary data storage with no retention post-verification
  • Integration with digital signature (FPT.CA) and eKYC for enhanced security

• Seamless Integration and Scalability

Built as a modular, open API solution, FPT.IDCheck can be easily integrated into existing systems in banking, finance, insurance, and e-commerce. Businesses can deploy the solution quickly without overhauling their infrastructure.

FPT.IDCheck’s accomplishment

In just one year since launch, FPT.IDCheck has achieved:

• #1 Market Position in digital identity verification and signing

• 2+ million chip-based ID card verification transactions

• 40+ financial institutions and banks using the solution regularly

These figures reflect the market’s trust in the solution, particularly as many businesses now adopt FPT.IDCheck as an integral part of their customer onboarding process.

Real-World Use Case: Financial Institution

A major foreign bank operating in Vietnam sought to enhance its mobile banking app by incorporating facial recognition technology and improving fraud prevention using FPT.IDCheck. The solution enabled the bank to verify user data against the national population database and streamline daily onboarding and classification of new clients, easing operational workloads.

“After adopting FPT eID’s solution, our eKYC process was shortened by one minute compared to the previous method. It reduced customer effort and improved identity verification accuracy to 99.4%.” – Representative, Woori Bank Vietnam

Conclusion

As digital identity verification becomes a prerequisite for all modern enterprises, adopting a powerful, secure, and flexible solution like FPT.IDCheck is a long-term strategic investment.

FPT eID is more than just an identity verification tool—it is your organization’s first shield against fraud, while also delivering a frictionless customer experience in the digital era.